Coverart for item
The Resource Barriers to Household Risk Management : Evidence from India, Robert M Townsend

Barriers to Household Risk Management : Evidence from India, Robert M Townsend

Label
Barriers to Household Risk Management : Evidence from India
Title
Barriers to Household Risk Management
Title remainder
Evidence from India
Statement of responsibility
Robert M Townsend
Creator
Contributor
Author
Subject
Genre
Language
eng
Summary
Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the product offered a payout ratio comparable to U.S. insurance contracts. We present evidence suggesting that lack of trust, liquidity constraints and limited salience are significant non-price frictions that constrain demand. We suggest contract design improvements to mitigate these frictions
Member of
Cataloging source
DcWaIMF
http://bibfra.me/vocab/lite/collectionName
IMF eLibrary
http://library.link/vocab/creatorName
Townsend, Robert M
Government publication
international or intergovernmental publication
LC call number
K4452.I57
LC item number
T696 2012 ONLINE
Literary form
non fiction
Nature of contents
dictionaries
http://library.link/vocab/relatedWorkOrContributorName
  • Cole, Shawn
  • Gine, Xavier
  • Tobacman, Jeremy
  • Topalova, Petia
  • Townsend, Robert M
  • Vickery, James Ian
Series statement
IMF Working Paper
Series volume
WP/12/195
http://library.link/vocab/subjectName
  • Basis Risk
  • Field Experiments
  • Financial Institutions and Services: General
  • Household Finance
  • Household Production and Intrahousehold Allocation
  • Insurance Contracts
  • India
Label
Barriers to Household Risk Management : Evidence from India, Robert M Townsend
Instantiates
Publication
Carrier category
online resource
Carrier category code
  • cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent
Control code
imfWPIEA2012195
Dimensions
unknown
Extent
1 online resource (43 pages)
Form of item
online
Isbn
9781475505443
Issn
1018-5941
Media category
computer
Media MARC source
rdamedia
Media type code
  • c
Other control number
10.5089/9781475505443.001
Specific material designation
remote
System control number
(IMF)WPIEA2012195
Label
Barriers to Household Risk Management : Evidence from India, Robert M Townsend
Publication
Carrier category
online resource
Carrier category code
  • cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent
Control code
imfWPIEA2012195
Dimensions
unknown
Extent
1 online resource (43 pages)
Form of item
online
Isbn
9781475505443
Issn
1018-5941
Media category
computer
Media MARC source
rdamedia
Media type code
  • c
Other control number
10.5089/9781475505443.001
Specific material designation
remote
System control number
(IMF)WPIEA2012195

Library Locations

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      32.771471 -117.187496
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